Hi All,

I am in a financial crunch situation. Need help from someone who can pull me from this situation.

My salary is £ 830 and my monthly Bank loan EMI's are £ 800(My bank loans are £ 18000 in total.)

Apart from the EMI's, below are my other expenditures:

my monthly home expenditures are £ 150 and Rent £ 180.

I have 2 credit cards, 1 with dues £ 1830 and other with dues £ 1600.

I am paying school fee for my both the children of £ 1900 per year.

I never missed any bank EMI's and minimum amount due of 2 credit cards.

To manage all the expenses, I used to take the personnel loans and manage all the above expenses and bills.

I have also borrowed £ 3000 for my mothers treatment. I am paying the interest for this money as well.

In one situation, I have taken the personnel loan from one bank for 20% interest as well.

Right now, no bank is giving me the loans. To clear all my existing loans, it will take next 4 years. I don't know , how am able to survive in the coming days.

I will be thankful to you, if i get some financial assistance/help so that I can clear the bank loans, credit card dues and can help others who are in need.

The interest amount which I am paying to the bank can be useful to others. I am a person who used to help others. Due to this reason only I am in this situation.

I never felt bad about my present situation. Thought of committing suicide but I am positive person who believes that , god will help me one day. If I die, then my family has to suffer because of my dues , which should not happen.