My son has extra needs and requires a lot of extra help, emotionally ,physically and financially. Now that we have a new unexpected baby on the way i am terrified about how im going to afford the essential costs of his/her areival in december. I cannot afford to take out payday loans as the repayment rates are just too high so i am seeking help from people like yourselves as a last resort. I thank anyone who is willing to help from the bottom of my heart!