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Weʼre raising £50,000 to help lower income families avoid falling into a spiral of debt by letting them know about our ethical alternative to high cost credit

Birmingham, UK

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Customers KNOW that they're paying 3X MORE for a loan than someone with decent credit rating. They know that the standard of service is often poor, and that they're getting a bad deal.

But when we asked them if they'd use loan companies again, they all said YES, they would - because there isn't an alternative. is an ethical, not for profit alternative to high cost credit.

We're the highest rated personal lender in the UK rated 5/5* "Excellent" (based on 2500+ Trustpilot reviews), and were voted Consumer Credit Champion at the CCAwards.

Our loans offer flexible repayment options to suit our customers lifestyle, and the loads are fully visible, supportive and affordable.

The faster a customer pays the less they pay, there are no missed payment fees, admin fees or deposit required.

Delivery is included in the price and we serve all of the UK. It's a quick & easy online process.

It's no wonder customers often say they wish they'd heard of us sooner...


As a not for profit we do not have the marketing budget of other lenders. We mainly rely on word of mouth, which mainly involves Facebook.

We need to reach the families who don't have £300 in savings for when the washing machine breaks, to help them escape a spiral of debt when faced with an urgent household need.

With your donations we will be able to keep the marketing going on Facebook to reach the customers we need to make our alternative lending solution sustainable.

If you're serious about alleviating the poverty premium, we are a solution that desperately needs your support right now at this stage of our journey.

Donate as generously as you can, or Spread the word about Fair for You to the people who need us today.

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Charlotte Bailey

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    3 months ago

    Charlotte Bailey started crowdfunding

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    Page last updated on: 5/30/2018 1:57 PM



      Charlotte Bailey

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      About the fundraiser
      Charlotte Bailey

      Charlotte Bailey

      Birmingham, UK

      Fair for You is leading the challenge to high cost credit and tackling the poverty premium with our ethical, not for profit alternative to high cost credit at

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