in life i have always been a giver not a taker would see myself short for my kids as i have plenty of time i have 4 children 1 with mental health problems and a child also have always been there for all of them ut wish to continue to be there but having to work 50 hours plus to survive after my ex left me with a loan of is which is making my life really hard and struggling life would be a hell of lot better if i did not have this which is why i am doing this so i can pay this off and be able to work less so i can be here longer for my kids i also have artrhitus all over so dont see my life getting any better so please help me but want to be around for my family so please help