At this time of the year many people find themselves in a desperate financial situation having had to spend money on Christmas celebrations and this year is worse than ever. With soaring fuel and food bills and ongoing unemployment, many for example have to choose between heating their homes and feeding their families.

Birmingham Settlement helps local people by offering a range of money advice services to enable people to stabilise their finances and pay off their debts. This includes our drop-in centre available to everybody, and specialist support for vulnerable women with complex needs, homeless people, young parents, housing association tenants and older people.

This winter we have seen a 13% increase in clients coming to our drop-in service. January has proved to be busier than ever and we urgently need to raise extra funds. We are asking whether you would be able to make a donation to enable us to help local people at this difficult time of year.