Let me start by thanking you for even reading. I'm not expecting pity as we’ve brought this on ourselves and hope no-one is unkind enough to be judgemental (we've been hard on ourselves plenty don't worry). We're due in court next month with a Notice of Commencement of Possession Proceedings hanging over us and im ill with worry. Please help us!

Sorry for whinging, I appreciate some people have harder lives without deserving.