<p class="MsoListParagraphCxSpFirst" style="text-indent: -18pt; margin: 0cm 0cm 0pt 18pt; mso-add-space: auto; mso-list: l0 level1 lfo1;"><span style="line-height: 115%; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 12pt;">Habitat for Humanity is a non-profit, non-denominational<br />Christian movement that welcomes to its work all people dedicated to eliminating poverty housing and making adequate, affordable shelter a matter of conscience and action. </span></p> <p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0pt 18pt; mso-add-space: auto;"><span style="line-height: 115%; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 12pt;">&nbsp;</span></p> <p class="MsoListParagraphCxSpMiddle" style="text-indent: -18pt; margin: 0cm 0cm 0pt 18pt; mso-add-space: auto; mso-list: l0 level1 lfo1;"><span style="line-height: 115%; font-family: Wingdings; font-size: 12pt; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;"><span style="mso-list: Ignore;">&Oslash;<span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp; </span></span></span><span style="line-height: 115%; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 12pt;">Since its founding in 1976, Habitat has built more than 400,000 homes worldwide. </span><span style="line-height: 115%; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 12pt;">A Habitat home is completed somewhere in the world every 8 minutes.</span></p> <p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0pt; mso-add-space: auto;"><span style="line-height: 115%; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 12pt;">&nbsp;</span></p> <p class="MsoListParagraphCxSpMiddle" style="text-indent: -18pt; margin: 0cm 0cm 0pt 18pt; mso-add-space: auto; mso-list: l0 level1 lfo1;"><span style="line-height: 115%; font-family: Wingdings; font-size: 12pt; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;"><span style="mso-list: Ignore;">&Oslash;<span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp; </span></span></span><span style="line-height: 115%; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 12pt;">Habitat has become a global leader in addressing poverty housing by helping almost 2 million people of all races, faiths and backgrounds to have a safe, healthy place to live. Last year Habitat served over 50,000 families in need in some of the world&rsquo;s most vulnerable communities.</span></p> <p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0pt; mso-add-space: auto;"><span style="line-height: 115%; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 12pt;">&nbsp;</span></p> <p class="MsoListParagraphCxSpMiddle" style="text-indent: -18pt; margin: 0cm 0cm 0pt 18pt; mso-add-space: auto; mso-list: l0 level1 lfo1; mso-layout-grid-align: none;"><span style="line-height: 115%; font-family: Wingdings; font-size: 12pt; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;"><span style="mso-list: Ignore;">&Oslash;<span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp; </span></span></span><span style="line-height: 115%; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 12pt;">Every day around the world Habitat for Humanity is helping families build their way out of poverty. By working in partnership with families Habitat empowers them to break that cycle and build the foundation&nbsp;for a secure future; improving health, increasing educational opportunities and providing livelihood support.</span></p> <p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0pt; mso-add-space: auto; mso-layout-grid-align: none;"><span style="line-height: 115%; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 12pt;">&nbsp;</span></p> <p class="MsoListParagraphCxSpMiddle" style="text-indent: -18pt; margin: 0cm 0cm 0pt 18pt; mso-add-space: auto; mso-list: l0 level1 lfo1; mso-layout-grid-align: none;"><span style="line-height: 115%; font-family: Wingdings; font-size: 12pt; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;"><span style="mso-list: Ignore;">&Oslash;<span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp; </span></span></span><span style="line-height: 115%; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 12pt;">About 10% of homes are built in partnership with international volunteers who have the privilege of working alongside families in need; to serve and to learn about the challenges faced by communities every day. </span></p> <p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0pt; mso-add-space: auto; mso-layout-grid-align: none;"><span style="line-height: 115%; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 12pt;">&nbsp;</span></p> <p class="MsoListParagraphCxSpLast" style="text-indent: -18pt; margin: 0cm 0cm 10pt 18pt; mso-add-space: auto; mso-list: l0 level1 lfo1; mso-layout-grid-align: none;"><span style="line-height: 115%; font-family: Wingdings; font-size: 12pt; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;"><span style="mso-list: Ignore;">&Oslash;<span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp; </span></span></span><span style="line-height: 115%; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 12pt;">Every Habitat home is built by the family who will live in it in partnership with the local community. Families pay for their homes at a price they can afford.</span></p> <p>&nbsp;</p>